Colombia Pension Evolution
TIMELINE: EVOLUTION OF THE PENSION SYSTEM IN COLOMBIA (1991 - 2023) Main regulatory milestones and their social impact Visual Base Format: Horizontal timeline with milestones connected by arrows. Background colors: 🟢 Dark Green (Structural reforms) 🔵 Blue (Financial sustainability) 🟠 Orange (Social inclusion) 🟣 Purple (Future proposals) 🟥 Red (Crisis) Main Milestones ⚖️ 1991 | Political Constitution Key change: Pension right as a fundamental guarantee. Impact: Legal basis of the current system. Actor: National Constituent Assembly. Color: 🟢 🏛️ 1993 | Law 100 Key change: Creation of the SGSS (health + pensions). Impact: System unification. Actor: Gaviria Government. Color: 🟢 📉 2005 | Law 797 Key change: Increase in weeks of contributions. Impact: Greater requirement to access pensions. Actor: Congress. Color: 🔵 👥 2009-2012 | BEPS (Laws 1328 and 1580) Key change: Voluntary savings for informal workers. Impact: 1.2 million affiliates (2023). Actor: Ministry of Labor. Color: 🟠 ✊ 2011 | Law 1448 Key change: Pensions for conflict victims. Impact: 12,000 beneficiaries (2021). Actor: Ministry of the Interior. Color: 🟠 📊 2014 | Law 1735 Key change: Reserves for private funds. Impact: Reduction of deficit by 15%. Actor: Ministry of Labor. Color: 🔵 🚨 2020 | COVID-19 Key change: Suspension of contributions. Impact: 4.5 million with temporary reliefs. Actor: National Government. Color: 🟥 🔄 2023 | Pension Reform Key change: Debate on age and weeks. Impact: Mixed pillar system? Actor: Ministry of Labor. Color: 🟣 Key Trends Inclusion 👥 Sustainability 📉 Emergencies 🚨 BEPS (2009-2012) Law 797 (2005) COVID-19 (2020) Law 1448 (2011) Law 1735 (2014) Suggested Graphic Elements Chronological arrow: With gradient from green (1991) to purple (2023). Small graphic: Two overlapping lines (Coverage ↗️ and Deficit ↘️). Animated icons: Joined hands (inclusion), balance (justice), financial chart. Footer Data Sources: Ministry of Labor, DANE (2023). Legend: "System in transformation: between inclusion and economic viability."
